Social Security $943 Payment Date, Eligibility, and How to Apply

In January 2024, the Social Security Administration (SSA) increased the maximum federal Supplemental Security Income (SSI) payment to $943 for eligible individuals. This cost-of-living adjustment (COLA) aims to help beneficiaries keep pace with inflation.

Let’s dive more into the details of who qualifies for this payment, when to expect it, and how to apply.

Understanding Supplemental Security Income (SSI)

Supplemental Security Income (SSI) is a federal program designed to provide financial assistance to aged, blind, and disabled individuals with limited income and resources. It’s essential to note that SSI is different from Social Security retirement or disability benefits.

Key points about SSI:

  • Purpose: To ensure a basic level of income for those who cannot work due to age, disability, or blindness.
  • Eligibility: Based on age, disability status, income, and resources.
  • Payment amount: Varies based on individual circumstances and living arrangements.

SSI $943 Payment: Who is Eligible?

To be eligible for the $943 maximum SSI payment, you must meet all of the following criteria:

  1. Age: Be 65 years or older OR be blind or disabled.
  2. Income: Have limited income below the SSI federal benefit rate (FBR). The FBR is the maximum monthly SSI payment you can receive.
  3. Resources: Have limited assets. Countable resources include cash, bank accounts, stocks, and real estate (excluding your home).
  4. Residency: Reside in the United States or the Northern Mariana Islands.

Payment Dates: When Will You Receive Your SSI?

The SSA typically issues SSI payments on the 1st of each month. However, if the 1st falls on a weekend or holiday, you will receive your payment on the prior business day.

Your specific payment date may depend on your birth date:

  • Born on the 1st-10th: Typically paid on the 1st of the month.
  • Born on the 11th-20th: Typically paid on the 2nd Wednesday of the month.
  • Born on the 21st-31st: Typically paid on the 3rd Wednesday of the month.

Important Note: These are general guidelines. The SSA may make adjustments to payment dates.

How to Apply for SSI

If you believe you are eligible for SSI, you can apply in one of the following ways:

  1. Online: The quickest and easiest way is to apply online through the SSA’s website:
  2. In-person: Visit your local Social Security office. You can find the nearest office using the SSA’s office locator:
  3. Phone: Call the SSA’s toll-free number at 1-800-772-1213 to schedule an appointment or request an application.

What to bring to your appointment (if applicable):

  • Proof of age (e.g., birth certificate)
  • Proof of citizenship or lawful alien status
  • Proof of income and resources
  • Medical records (if applying for disability benefits)

Important Note: The application process can take several months, so it’s best to apply as soon as possible.

Additional Information

State SupplementsSome states provide additional payments to supplement federal SSI benefits. Check with your state’s Social Services agency.
Work IncentivesThe SSA offers work incentives to help SSI recipients who want to work. These incentives can help you keep some or all of your benefits while earning income.
Representative PayeeIf you are unable to manage your benefits, you can designate a representative payee to receive and manage your payments on your behalf.


The $943 maximum SSI payment provides crucial financial support to individuals who are elderly, blind, or disabled. By understanding the eligibility requirements, payment dates, and application process, you can ensure you receive the benefits you are entitled to.

If you have any questions or need assistance, contact the Social Security Administration directly. They are available to help you navigate the process and access the resources you need.

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